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Terms of Service

Last updated: July 3, 2026

These terms govern your use of this website and the services offered by Shradha Phogla. Please read them carefully. By accessing this website or engaging our services, you agree to be bound by these terms.

1. About Our Services

Shradha Phogla is a SEBI Registered Financial Planner and AMFI Registered Mutual Fund Distributor. We provide financial planning guidance and facilitate mutual fund investments. We do not guarantee any specific investment returns.

2. No Guaranteed Returns

Investments in securities and mutual funds are subject to market risks. Past performance is not indicative of future results. All calculators and projections on this website are illustrative estimates and should not be treated as assured returns or financial advice.

3. Your Responsibilities

You agree to provide accurate information and to make investment decisions based on your own assessment and risk appetite. You should read all scheme-related documents carefully before investing.

4. Intellectual Property

All content on this website, including text, graphics, logos, and design, is the property of Shradha Phogla and may not be reproduced without prior written permission.

5. Third-Party Links

This website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of those external sites.

6. Limitation of Liability

To the maximum extent permitted by law, Shradha Phogla shall not be liable for any losses arising from investment decisions, use of this website, or reliance on any information provided herein.

7. Governing Law

These terms are governed by the laws of India, and any disputes shall be subject to the exclusive jurisdiction of the courts of India.

Questions?

If you have any questions about this document, reach out at sphogla@gmail.com.